No municipality or business can operate effectively in today’s economy without having effective insurance coverage with appropriate limits. We know how to analyze the ever-changing language of policies, exclusions, and endorsements, and how to parse the rights of clients when coverage is asserted by insurers under a Reservation of Rights. We work with our clients’ insurers to draft comprehensive practices and releases to minimize risk, provide advice to minimize liability when a matter of potential concern arises, and recommend internal processes to ensure that relevant information is preserved in the event litigation follows.
When a dispute arises between an insurer and its insured, we will advocate knowledgeably and zealously on behalf of the insured to obtain the broadest insurance coverage as possible. We have advised clients on their rights under a variety of insurance policies, have been retained by insurance companies as insurance counsel for private and governmental clients, and hasve litigated insurance coverage disputes.